You don't have to upload your own ftp program @MarilynH I'm assuming you want to connect without using the built in hosting ftp? All you need to do is connect with the program of your choice with the proper credentials to your hosting server. I prefer to use FileZilla but there are several good programs or there. I hope that helps?
...turns out that my two cents is worth less or more depending on the current exchange rate.
roy darling *my posts seem a lot shorter in my head