Improve Cashflow
Save more and grow your business with increased cashflow
Lower your processing fees, quickly access capital when you need it most, and get faster payouts for your sales earnings.
- Pay 0% credit card processing fees with Rate Saver¹.
- Access quick funding in as little as 24 hours² with GoDaddy Capital.
- Get paid when you need it with instant and same-day payouts.
Loading...
Pay 0% on credit card processing with Rate Saver
Plus, get discounted debit card rates to save even more on the lowest processing fees in the industry3. Now you can invest the savings to help grow your business.
Loading...
Simple opt-in to start
Toggle on Rate Saver in your Commerce Home dashboard and start saving money to reinvest into your business. Easily disable Rate Saver at any time.
Transparency with customers
Keep fees clear and simple, automatically notify customers to surcharge fees at checkout and on receipts.
Compliance made easy
Rate Saver manages compliance regulations and provides detailed payout reports to track your savings.
Approval in hours⁴
Quickly apply from your Commerce Home dashboard. Then compare your customized offers and receive your funds in as little as 24 hours.
Flexible payments
Automatically pay a fixed percentage of your daily sales, meaning payments increase when sales are strong and decrease if sales slow down.
No credit impact
Approval of funding amount is based on your transaction history, so no collateral is needed and there is no impact to your credit score.
Get funds, grow, repeat
After your initial cash advance, you may be eligible for more funding to continue growing your business.
Tacos el Tio
“The process was quick and effortless. I love that our payments scale with our sales — on busy days we pay more, and on slower days we pay less. It’s been a great fit for our business.”
Keep your business running smooth with fast payouts
Transfer your money instantly, or the same-day, including weekends and holidays for a low fee. Or, for no fee you can get payouts the next business day.
Loading...
Standard
Compare Transfer Options
Speed/Timing
Automatic daily payouts scheduled to arrive as soon as the next business day.
GoDaddy Fee
Free
Cashflow at your fingertips for when you need it most
Buy materials before the job starts
Immediately access your earnings to buy materials and start new jobs without delay.
Get paid when the job is done
Your funds should be available when you complete the work day. Quickly access your earnings and move on to your next project.
Built for real business hours
Get paid at the end of your workday, including late nights, weekends, and holidays, so you’re always prepared for what’s next.
Explore payment processing options
Olivia F. GoDaddy Guide
Frequently Asked Questions
How does GoDaddy Rate Saver work?
Rate Saver is available as an add-on feature for the following plans: Point of Sale Plus, Invoicing, and Pay Links. It provides additional savings on payment processing fees so you can surcharge credit card transactions and benefit from lower debit card fees.
What products is Rate Saver available for?
Rate Saver can be used on in-person and manually entered credit card transactions on any of the GoDaddy POS System Smart Terminal devices; online payments through Invoicing and Online Pay Links; payments through Virtual Terminal; and manually entered Tap to Pay transactions on the GoDaddy Mobile App.
Rate Saver is enjoyed by numerous merchants in the retail space as well as the food and beverage industry.
How will my customers be informed of surcharges?
Customers are automatically notified about surcharges during checkout and on their receipts.
How does GoDaddy Capital work?
- Access your Commerce Home portal to apply in just a few clicks with no paperwork or impact to your credit.
- Review your offers and select the terms that meet your business needs.
- Once approved your funds are available in as little as 24 hours.
- GoDaddy Capital automatically sets aside a portion of your sales, allowing you to pay back as you earn. This means, you’ll pay back more when sales are strong, and less when sales are slow.
- After your initial cash advance you can apply for additional funds as needed. Learn more about merchant cash advance with GoDaddy.
Am I eligible for GoDaddy Capital?
Merchants who use GoDaddy payment processing are invited to apply. When you log in to your Commerce Home dashboard, a message will also appear inviting you to view your available funding offers. Eligibility and credit decisions are determined by our partners, YouLend and Pipe Technologies Inc., which will consider your business’s processing history, account history, payment frequency, and other business attributes. Learn more and get started with GoDaddy Payments.
What fees are associated with GoDaddy Capital?
There is a flat fee to access GoDaddy Capital, but no interest fees or prepayment penalties. You will pay a fixed percentage based on the loan amount.
What payout speed options are available, and how quickly will I receive my funds with each option?
You can choose from standard (1–2 business days), same-day, or instant payouts. With same-day payouts, funds are typically deposited within one hour of your scheduled close of day, or 6PM PT for most close of day times, or by 1AM PT if your close of day is 11:59PM PT. Complete an instant bank transfer to access your eligible balance on-demand, 24/7, and you’ll usually receive funds within 20 minutes of the request.
Third-party logos and marks are registered trademarks of their respective owners. All rights reserved.