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GoDaddy Capital

Get fast funding to help grow your business

Get funding in as little as 24 hours1 through a merchant cash advance based on your future sales, all conveniently managed from a single dashboard.
  • Get approved in hours²

    Get approved in hours²

    There's no complicated application process and no paperwork required to apply. You can easily compare your customized offers directly in your Commerce Home dashboard and receive your funds in as little as 24 hours.

  • Flexible payments

    Flexible payments

    Get flexible funding with clear payment terms. Pay a fixed percentage that adjusts with your sales cycle. This means you’ll pay more when your sales are strong, and less if sales slow down.

  • No impact to credit

    No impact to credit

    Approval of funding amount is based on your transaction history, so no collateral is needed and there is no impact to your credit score.

Check Your Eligibility

GoDaddy Capital is available to GoDaddy Payments customers. Start accepting payments with GoDaddy to become eligible.

4.6 out of 5 stars based on 123,600 reviews
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Propel your business with new opportunities

Use your merchant cash advance to transform future sales into working capital, which can be used to fund new opportunities.

Check Your Eligibility
  • godaddy-capital-get-funds-to-grow-your-business

    Broaden your market reach

    With increased funds, raise your advertising budget to enhance visibility and engage customers through innovative marketing strategies.

  • godaddy-capital-get-funds-to-grow-your-business

    Increase your inventory and upgrade equipment

    Stay prepared and ready for the increased demand for your goods and services during the busy season.

  • godaddy-capital-get-funds-to-grow-your-business

    Create operational success

    By managing your cash flow alongside other aspects of your business, you can enhance efficiency and hire additional staff to support your growth.

  • godaddy-capital-get-funds-to-grow-your-business

    Boost cash flow to energize your business

    With stronger cash flow, you can start investing in what matters most to grow your business, your way.

GoDaddy Capital was kind of hard to beat — the convenience, quick approval process, and next-day funding let me take on more large projects without keeping a large buffer in the bank.”

- Michael Wood, Jacksonville Chimney Pros

How GoDaddy Capital works with a merchant cash advance

  • With no paperwork, applying takes only a few clicks, and there is no impact to your credit. Log in to your Commerce Home dashboard to apply.

  • Review your offers in your Commerce Home dashboard. Then, decide which is best for you and your business goals.

  • Once approved, you will receive funds in as little as 24 hours.

  • GoDaddy Capital automatically reserves a fixed percentage of your sales, enabling you to pay as you sell. Pay more when sales are strong and less when they’re down.

  • After your initial cash advance, when you’re ready for additional funds, if eligible, you can apply for more.

What’s a merchant cash advance?

  • A merchant cash advance (MCA) offers quick funding for small businesses. Unlike traditional loans that accrue interest, your GoDaddy Capital merchant cash advance includes an agreed upon flat fee. Payments will be deducted from your future sales.
  • Payment of a merchant cash advance is automatic and applies a fixed percentage of your daily sales. This means you’ll pay more when sales are strong, and less when sales are down.
  • Approved funds for GoDaddy Capital are available in your account in as little as 24 hours and subject to your bank’s deposit hold policies.

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We love to help. Seriously.

Still not sure what you need? Give us a call. We’re happy to help, even if you’re not a customer. Call us at 1-480-651-9948 and we'll chat — or get back to you as soon as we can.

GoDaddy Capital FAQ

What are the differences between a merchant cash advance (MCA) and a small business loan? 

MCA: 

  • MCA is an advance of funds based on a merchant’s future sales.
  • MCA provides an easy way to access the funds you need, converting your future credit and debit card sales into working capital that helps your business grow.
  • There is no interest rate, just a flat fee for repayment.
  • It has a much faster application and approval process.

Small business loan:

  • A loan is money that financial institutions lend to a business, which is paid back over a scheduled term with interest.
  • It involves fixed monthly payments and requires a strong credit history and financial standing.
  • The application and approval process are slower and requires more paperwork. 

How does GoDaddy Capital work?

  • To start, access your commerce home account to check your eligibility for application. You can apply with just a few clicks, and there’s no paperwork or impact to your credit score.
  • Review your offers in your Commerce Home dashboard and select which one suits your business needs.
  • Once approved, the funds will be available in as little as 24 hours.
  • GoDaddy Capital automatically sets aside a portion of your sales, allowing you to pay back as you earn. This means, you’ll pay back more when sales are strong, and less when sales slow down.
  • After your initial cash advance, when you’re ready for additional funds, if eligible, you can apply for more. 

What are the benefits of a GoDaddy Capital merchant cash advance for your business?

  • Fast access to capital
  • No paperwork or impact to your credit
  • Very quick application process.
  • Flexible payment terms tied to sales.  

In summary, MCAs offer a convenient option for businesses seeking immediate funds without the inconvenience of a lengthy approval process. Companies should carefully assess their cash flow and sales projections before choosing an MCA to ensure it fits with their financial strategy.

Am I eligible for GoDaddy Capital?

Merchants who are processing with GoDaddy Payments are invited to apply. If you’re eligible for GoDaddy Capital, you will receive an email to apply for funding. When you log in to the Dashboard, a message will also appear inviting you to view your available funding offers. Eligibility and credit decisions are determined by our partners, YouLend and Pipe Technologies Inc., which will consider your business’s processing history, account history, payment frequency, and other business attributes.

What can I use the funds for?

You can use the funding for any business purpose. Most of our merchants utilize the funding to purchase stock, invest in advertising, execute refurbishments, add a new location, or manage a temporary disruption.

Will applying for GoDaddy Capital affect my credit score or require collateral?

No collateral is needed and there is no impact to your credit score for applying. Applying for GoDaddy Capital will not affect your personal or business credit score.

What interest rates and fees apply?

Only a flat fee is charged for GoDaddy Capital, with no interest. One of the benefits of GoDaddy Capital is that there is no interest rate associated with your advance. Instead, you will pay a fixed percentage based on the amount of funding you receive. We do not charge prepayment penalties or late fees. The amount you agree to pay in your contract is what you will pay. 

How will I make payments?

Payments will occur automatically as a fixed percentage of your daily sales. You’ll pay more when your sales are strong, less if sales slow down. This means that, unlike traditional business loans with an interest rate that constantly accrues, GoDaddy Capital deducts the payment directly from your cash flows without any additional fees or charges.

Can I get more than one round of funding?

You may be eligible for additional funding once you've paid a certain percentage of your current funding round.

Funding subject to application, underwriting, and approval, which is provided solely by GoDaddy's partners. Credit decisions and cash advances are managed solely by GoDaddy's partners (Youlend and Pipe Technologies Inc).