Already own this product? Manage Now

Merchant Accounts

Accept major credit, debit, and gift cards on your website and watch your sales grow.

 

Low rates and fees. Funds deposited fast!
All merchant services include advanced fraud protection

 
  • Plans & Pricing
  • Features
  • How it Works
  • FAQs

Let shoppers pay the way they want – with Visa®, MasterCard®, Discover® or AMEX®!

Make it easy for shoppers to click BUY NOW. Accept all major credit, debit, and gift cards on your website with a GoDaddy Merchant Account. We handle your secure credit card processing, check for potential fraud, and get your funds deposited quickly. You enjoy more sales, less risk, and better cash flow.

Standard
U.S. Merchant Account*
$59.99 /application fee**
  • Perfect for U.S. companies that sell products online. View exceptions

     
  • Discount rate: 2.8%
  • Per-transaction fee: $0.30
  • Monthly fee: $10.00
  • Includes Virtual Terminal for manual & recurring payments
  • Fees & terms
Specialty Industries
U.S. Merchant Account
$199.99 /application fee**
  • Ideal for U.S. companies that don’t qualify for a Standard Merchant Account. View list
     
  • Discount rate: Starts at 2.39%
  • Per-transaction fee: Starts at $0.30
  • Monthly fee: $20.00
  • Fees & terms


International
Merchant Account***
$699.99 /application fee**
  • Made for businesses located outside the U.S., including Canada.

     
  • Discount rate: Starts at 4.95% (Canada: 2.99%)
  • Per-transaction fee: $0.40 (Canada: $0.24)
  • Monthly fee: $20.00
  • Fees & terms
 

Increase sales, reduce risk, and improve cash flow.

With a GoDaddy Merchant Account you get low fees, fast deposits, and easy account management. We partner with the world’s largest payment processors to leverage their industry expertise and ensure a secure and streamlined payment process.

 

Boost Web sales and cash flow

  • Earnings are deposited into your bank account typically within 24-72 hours.
  • Make shopping convenient – accept credit, debit (ACH payments), and gift cards from Visa®, MasterCard®, Discover®, and AMEX®.
  • Set up recurring payments to charge customers daily, weekly, monthly or annually with a virtual terminal.
 
 

Cut down on paperwork

  • Easily review account details with online reports you can access anywhere, anytime.
  • No need to mess with invoices or receipts – all credit card processing is done for you.
  • You and your customer receive email alerts when orders are placed and approved.
 
 

Reduce your risk

  • Advanced fraud detection measures minimize chargebacks and inventory loss.
  • Address Verification Service combats fraud by comparing the shopper's billing address with the address on file with the card-issuing bank.
  • Block specific credit card numbers, Internet protocol (IP) or Class C addresses, customer names, or domain names.
  • The Global Gateway meets PCI Data Security Standards.
 

Choose your plan

  • Standard
    U.S. Merchant Account*
    $59.99/application fee**
    • Perfect for U.S. companies that sell products online.
    Learn more
  • Specialty Industries
    U.S. Merchant Account
    $199.99/application fee**
    • Ideal for U.S. companies that don’t qualify for a Standard Merchant Account.
    Learn more
  • International
    Merchant Account***
    $699.99/application fee**
    • Made for businesses located outside the U.S., including Canada.
    Learn more
View and compare all plans
 
 

Give shoppers a fast, worry-free checkout right on your website.

Merchant services take the hassle out of selling online. Our partner handles the credit card processing, then deposits the earnings into your account. Merchant Accounts work seamlessly with most popular shopping carts, including Quick Shopping Cart®.

 

How to get a Merchant Account

  • Purchase: After buying your Merchant Account, log in to My Account then find Merchant Accounts in your products list and click Launch.
  • Apply: Click on the application link, and provide details about your business. This information goes directly to our Merchant Account partner.
  • Approval/Set up: Our Merchant Account provider will contact you within 72 hours to complete the process and help set up your Merchant Account.
 
 

How It Works

  • Shopping Cart: Your website’s shopping cart collects the product, credit card, and shipping details and sends it to the merchant gateway.
  • Gateway: The gateway encrypts and transfers that data, screens it for fraud, authorizes the transaction, and passes the information to Merchant Account partner.
  • Merchant Account: Approved transactions are processed and earnings are deposited in your bank account.
 

Choose your plan

  • Standard
    U.S. Merchant Account*
    $59.99/application fee**
    • Perfect for U.S. companies that sell products online.
    Learn more
  • Specialty Industries
    U.S. Merchant Account
    $199.99/application fee**
    • Ideal for U.S. companies that don’t qualify for a Standard Merchant Account.
    Learn more
  • International
    Merchant Account***
    $699.99/application fee**
    • Made for businesses located outside the U.S., including Canada.
    Learn more
View and compare all plans
 
 

What is a merchant account?

Merchant Accounts

A merchant account is a business banking relationship that allows a business to accept credit cards as payment for goods and services. Merchant Accounts act as a contract between the business owner and their bank. It also processes approved transactions and deposit earned funds into the business owner’s bank account.

For more information, see the Merchant Accounts support page.

Do I need one?

Having a merchant account can increase sales for your business. It lets you process credit card transactions from major credit card services such as Visa, MasterCard, American Express, and Discover.

Becoming a virtual merchant makes your online business more credible. Your customers will know that you’ve passed the approval process necessary to display logos for credit cards and be eligible for online credit card processing.

Are there requirements to apply?

The requirements to apply are simple. First, you must have a website published to the Internet and your business name listed on the website.

You also must provide a physical address, have a refund and privacy policy, and have a customer service contact phone number listed on your website.

Finally, your website must list your products and services and their prices, and have a secure online shopping cart for credit card processing.

For more information, see Are there requirements to apply for a merchant account for a Website?

Which one should I choose?

We offer three types of merchant accounts – Standard U.S., Specialty, and International.

The Standard U.S. account is for U.S. based merchants that sell non-restricted products and services such as clothing and jewelry. This is the most commonly used account and can accept both credit card and ACH payment.

The Specialty account is for U.S. based merchants that sell higher risk products and services such as firearms, dating services, and adult products.

The International account is for merchants banking or located outside of the U.S. This is not necessary to sell products internationally, but rather is only needed if the merchant lives or banks outside of the U.S. All accounts can accept global payments.

What information do I need to apply?

To apply, you’ll need your social security or Tax ID number, Driver’s License number, and the contact information of the principals of your business.

You’ll also need your business location information, and the bank routing and account number of the checking account used for your business.

For more information, see What do I need to apply for a merchant account?

What happens after I apply?

After you apply, you’ll be contacted by your merchant service provider within 72 business hours. Standard U.S accounts are generally approved within 5 business days and Specialty accounts within 5-7 business days. The approval for International accounts can take longer and vary.

For more information, see What happens after I fill out the Merchant Account paperwork?

How does collecting payments online work?

It works by your customers providing their credit card information on your website’s shopping cart. Next, the credit card information is encrypted, screened for fraud and securely transferred from your website to your merchant account through a payment gateway.

Then, the merchant processor verifies funds and transactions can now be approved. Finally, funds are deposited into your checking account linked to your merchant account.

Who can I call for help?

If you need help or have questions, you can contact one of the following numbers for assistance:

First Data®: (855) 853-8332 (Standard Merchant Account)

FrontStream Payments®: (800) 687-8505 (Specialty and International Accounts)

For more information, see Who can I call for help with my merchant account?

All Plans Include

 
  • Accept global payments with Visa, MasterCard, Discover, and AMEX credit or gift cards, as well as ACH payments
  • Payment takes place on your website – customers don’t leave your site to pay
  • Credit card processing is handled by our world-class partners
  • Earnings are deposited into your account quickly
  • Works with most popular shopping carts
  • Includes fraud protection
  • PCI compliant
  • 24/7/365 expert help
 
NEED HELP? Call our award-winning support team 24/7 at (480) 505-8877
Submit

United States - English