SkillsCategory

How to start a photography business in 2026

20 min read
Stacey Hartman
Image credit: stock.adobe.com - pressmaster

With AI image generation dominating the news and social media, it might be tempting to think that photography businesses are struggling. In reality, the opposite is true, with photography-related businesses growing by 1.8% over 2024

Additionally, Gen Z is increasingly embracing digital cameras rather than relying on smartphone photography, thus creating an entirely new generation of photography enthusiasts. So, if you’re wondering how to start a photography business, it’s an exciting time to jump in. 

No matter if your passion is stunning nature photography, romantic wedding shoots, or cozy photography studios, there’s definitely room in this industry for your vision. In this guide, we’ll cover how to start a photography business and build towards success.

What is a photography business?

A photography business is a professional enterprise that provides photography services and products to clients. There’s a wide variety of niches within the photography industry, including:

  • Portrait photography
  • Wedding photography
  • Commercial/product photography
  • Real estate photography
  • Nature photography
  • Sports photography
  • Fashion photography
  • Photojournalism

The photography subjects in the fields mentioned above vary widely, but the tasks that photographers complete are very similar to each other. This includes image editing, consultations, digital/physical image delivery, marketing, managing client relationships, and image licensing. 

Photography businesses can range from solo freelancers to large studios with multiple photographers and support staff. The business model often includes charging for both the photographer's time and expertise, as well as the final deliverables.

So, if you’re interested in translating your art into a career, there’s certainly a niche that can be both artistically and financially rewarding. Once you’ve decided on your desired focus, it’s time to start the planning process. 

How to start a photography business in 9 steps

Let’s talk about the steps you’ll need to take to get your photography business up and running successfully. 

1. Do market research

First, it’s important to thoroughly research photography businesses in your area before getting started. Pricing and trends vary widely by geographic region, so being prepared is key. 

Here are some important questions to ask when starting your research:

  • What is your local market size? This will help you gauge your potential client base size, as well as possible market rates. 
  • Who are your ideal clients? Define your ideal client demographics, what they value, and their pain points. 
  • What are the current photography trends in your area? Tailor your services to client demand. If you live in an area with a large tourism presence, for example, potential clients may be most interested in vacation photography services.
  • Who are your potential competitors? Do your research on photographers currently working in your area, being sure to include their services, niche, pricing, marketing, and strengths/weaknesses. This will help you find market gaps. 
  • What file/image management systems will work for you? Storing photographs and being able to successfully deliver those digital images to your clients are important, so be sure to fully research your options. 
  • What photography equipment will you need? Different types of photographers will need different equipment, and it’s important to have a full accounting of equipment investment costs. 
  • Are there business tasks that you might need to outsource? Not everyone is comfortable managing business finances or marketing their business, so don’t be afraid to hire help. Just be sure to include this in your cost analysis. 

2. Create a business plan

Once you’ve completed your market research, it’s time to distill that information into a comprehensive business plan. A business plan is important when first starting out, as it functions as both a strategic roadmap and a reality check. 

Ideally, a business plan will map out your vision, goals, timelines, and accountability measures. Without this roadmap, your photography business may struggle with inconsistent income, unfocused marketing attempts, and pricing that doesn’t turn a profit. 

Thus, outlining your goals should be the bedrock of your business planning. Here are some recommended considerations for your business plan:

  • Financial: Define your revenue monthly/annual targets. Set a desired profit margin. Decide on a pricing structure that reflects your value and covers your costs. 
  • Client acquisition: Achieve a target booking rate from inquiries. Establish a client retention or repeat business rate. Build a referral network. Dial in a marketing strategy.
  • Brand development: Define your unique style and market position. Grow your presence in your local market and niche. Build a relevant portfolio. 
  • Operational: Develop workflows that work efficiently for you. Implement backup and archiving protocols for your photos. Establish client response times. 
  • Growth and development: Consider expanding your niche in the future. Develop new skills through continuous training. Scale operations by opening a studio or expanding your team.

Your business plan should include metrics and timeframes, which give you the ability to effectively track your progress and turn your creative passion into a structured business. Having a clear business plan can also help secure business funding, so it’s vital to translate your goals into a meaningful business plan.

3. Define your services or offerings

Not every type of photographer will have the same service menu, so you’ll need to make a clear and detailed list of the services that you’ll be offering.

For example, a commercial photographer is more likely to be selling 1-2 hours of their time, along with digital packages of the photos to companies. But a wedding photographer will likely be selling a full day of services, along with a possible second photographer, and a mix of digital and print photos. Thus, it’d make sense that their service menus will differ widely. 

When planning out your services and offerings, here are some features to keep in mind:

  • Good-better-best tiers: Consider breaking out your services into three tiers that satisfy customers at multiple price points. You don’t have to limit yourself to three, but it’s a good starting place.
  • Session time packages: If session times apply to your niche, offering packages based on session time is a good option. You can range from mini sessions of 20-30 minutes up to full-day sessions. 
  • Add-ons/enhancements: These will be over and above your standard services, and can include things like providing hair and makeup services, creative photo editing, or premium photo print options. 

4. Set pricing and create a financial plan

With your services and offerings in mind, it’s time to figure out your pricing. You’ve done your market research, and you know roughly how much your competition is charging, so that can be a good starting point. But let’s go over the detailed considerations you’ll need to make when settling on your own pricing. 

Calculate your direct costs 

  • Shooting time: Actual session hours × your hourly rate
  • Editing time: Average hours per session × hourly rate
  • Travel expenses: Mileage, parking, tolls
  • Delivery costs: USB drives, packaging, shipping, online gallery fees
  • Printed products: Albums, prints, frames (if included)

Determine your annual fixed expenses

  • Equipment: Cameras, lenses, lighting, computers 
  • Software: Editing software, gallery hosting, accounting
  • Insurance: Liability, equipment coverage
  • Marketing: Website, advertising, social media, networking
  • Education: Workshops, courses, conferences
  • Studio costs: Rent, utilities, maintenance (if applicable)
  • Administrative costs: Client management, bookkeeping

Once you’ve got your costs and expenses in mind, next up is using that data to create your financial plan. 

Create a budgeting framework

  • Create monthly and annual budgets for business expenses.
  • Set aside 25-30% of revenue for taxes.
  • Establish separate business and personal accounts.
  • Build an emergency fund covering 3-6 months of expenses.
  • Budget for equipment replacement/upgrades (15-20% of revenue).

Set revenue projections

  • Calculate your average revenue per client.
  • Determine your client capacity (weekly/monthly/annually).
  • Set realistic booking rate goals (e.g., 50% capacity year one, 75% year two).
  • Project seasonal fluctuations in your specific niche.
  • Create best-case, realistic, and worst-case scenarios.

Set your payment requirements

  • Require booking retainers (typically 25-50% of package price).
  • Consider milestone payments for larger projects.
  • Implement late payment fees and clear payment terms.
  • Maintain a three-month cash reserve for business continuity.
  • Implement a professional invoicing tool to collect payments.

Plan for growth

  • Set incremental price increases (typically 5-15% annually).
  • Identify upsell opportunities for existing clients.
  • Calculate ROI on potential investments (new equipment, staff, marketing).
  • Establish revenue goals for introducing associate photographers.

Now that you’ve got your pricing and financial plan set, it’s time to get your business registered. This process is going to vary slightly based on your location, but we’ll cover the basics in this section. These steps are important for small businesses to protect themselves from accidents, unforeseen issues, and tax liability, so be sure to complete each section. 

Let’s jump in.

Choose your business structure

First up, you’ll need to decide on the business structure that fits your business best. Here are the most common structures and their pros and cons:

Structure typeProsCons
Sole proprietorship
  • Simplest structure with minimal paperwork
  • No separation between business and personal assets
  • Schedule C filing required with personal tax return
  • Limited Liability Company (LLC)
  • Provides personal asset protection
  • Pass-through taxation
  • More credibility with clients and vendors
  • Requires Articles of Organization filing with state
  • S-Corporation
  • Tax advantages for higher-earning photographers
  • Potential FICA tax savings on distributions
  • More administrative requirements
  • Requires LLC or Corporation formation first, then IRS Form 2553
  • Learn the steps for how to start an LLC with our comprehensive guide. 

    Register your business

    Next, you’ll want to start the registration process for your new photography business. Here’s a quick list of the steps required:

    1. Choose and register your business name
      1. Conduct a name search with your state business registry.
      2. Register DBA (Doing Business As) if using a name other than your legal name.
      3. Consider trademark protection for your brand.
    2. Obtain an EIN (Employer Identification Number)
      1. Apply online through the IRS website.
      2. Use for tax filings, bank accounts, and client 1099 forms.
      3. Keeps your SSN private on business documents.
    3. Register with state and local authorities
      1. State business registration (Secretary of State office).
      2. Local business license or permit (city/county).
      3. Sales tax permit if selling physical products.

    Note: If you haven’t already, be sure to register a domain name before starting this process. It’d be a massive disappointment to register your DBA and realize after the fact that your domain isn’t available. Avoid the pain and register your domain first!

    Obtain the required licenses, permits, and policies

    These are also going to vary by niche, but here’s a general list of licenses and insurance policies to consider when starting a photography business:

    Licenses/permits
    • General business license: You should already have this if you’ve completed the previous steps, but it’s worth mentioning here. 
    • Home occupation permit: This is required if you’re planning to have a home-based photo studio. Be sure to check your HOA/zoning rules first.
    • Sales tax permit: Again, you may already have this, but it is required if you’re planning to provide physical products to clients. 
    • Location-specific permits: These may be required for commercial photography in parks or public spaces. Event venues may also require a permit or proof of business insurance. 
    Insurance coverage
    • General liability coverage: This type of insurance is usually required by venues and commercial properties and protects against third-party bodily injury claims and property damage. 
    • Professional indemnity insurance: While this isn’t required, it’s a good option to consider. This insurance protects against claims of professional negligence, like SD card failures, corrupted media files, or missed photos. 
    • Equipment insurance: Also not required, but heavily recommended. This protects against theft, damage, or loss of photo gear. 
    • Personal property insurance: If you have a studio, this is required. It covers the contents of your studio, such as computers, equipment, and furniture. It may already be bundled into your Business Owner’s Policy (BOP) if you opted for a bundled policy, so check that first. 

    If you’ve made it through these steps and are ready to get going, you can start an LLC for free with GoDaddy. 

    6. Set up your operations

    You’ve made it through the legal hoops, now it’s time for the fun part: getting your equipment, building a portfolio, and setting up a workflow that works for you. 

    Acquire equipment and supplies

    You created a budget for your equipment back in step four, so now it’s time to purchase the equipment you’ll need to run your business. As a general rule of thumb, here are some of the equipment/supplies you might need:

    • Camera body
    • One or two (at least) high-quality lenses
    • Basic lighting
    • Memory cards, spare batteries
    • Tripod
    • Camera strap
    • Bag/case for transportation
    • Image editing software
    • POS system for payments

    If you tend to shoot in varied locations, a physical payment device might not be practical. Consider using tap to pay with a mobile phone for an easy way to accept payment on the go. Or, if you’re collecting an invoice from a client, you can use pay links for convenience

    This is a basic list of what most photographers need when starting a photography business, but your needs may vary. Don’t forget to check your equipment warranties in case of manufacturing defects, consider secondhand equipment options for lower price points, and rent-to-own options if your budget is particularly tight.

    Build your portfolio

    With your equipment now in hand, it’s time to create a portfolio to win new clients. Clients will want to see examples of your work before booking with you, so having a detailed and well-laid-out portfolio is key. 

    Having a website and social media account to showcase your work is a given. When creating a portfolio on your website, you’ll want to ensure that the images are high resolution and easy to scroll through. On your social media feeds, be sure that your images meet the ideal image dimension requirements for each platform so that your photos display clearly and attractively. 

    Some suggested digital platforms to display your photos include:

    • GoDaddy Website Builder: Combo business website and portfolio.
    • SmugMug: A digital portfolio, as well as a possible digital image delivery system in the future.
    • Adobe Portfolio: Digital portfolio option that is included free if you have a Creative Cloud subscription (a nice bonus if Photoshop is your preferred editing software).
    • Instagram: A social media platform centered around photos, this is a good place to display your portfolio and find clients online. 

    If your photography business primarily works in a print medium, be sure to also have an album for clients to review so that they can judge print quality and formats before committing to a contract.

    Establish a workflow

    This is another variable for photographers, as it’s going to depend on what type of photography you tend to do. Here’s a general guideline on how to structure a workflow for your photography business:

    Pre-shoot preparation
    Define your shoot objectives and create a shot list.
    Prepare and test all equipment (camera, lenses, batteries, memory cards).
    Scout locations or set up studio space in advance when possible.
    Create a backup plan for weather or technical issues.
    During your shoot
    Consider shooting tethered for critical work (if possible).
    Back up memory cards regularly if shooting extensively.
    Document important camera settings for reference.
    Post-session organization
    Transfer files to your computer and an external backup drive.
    Create a logical folder structure (Year/Client/Project or Date).
    Add metadata like keywords, location, and copyright information.
    Flag or rate your best images, delete blurry/bad shots.
    Editing photos
    Do a second review of photos, delete obvious rejects, identify top images.
    Advanced editing in your editing software for select images.
    Final selection and quality control review.
    Delivery and archiving
    Export files in appropriate formats (web, print, client preferences).
    Deliver images securely (online gallery, USB drive).
    Archive RAW files and final edits on reliable storage.
    Consider cloud backup for critical work.

    7. Build your brand and online presence

    We’ve briefly touched on building an online presence, but you’ll also want to ensure that you’re creating a coherent brand style as well. Your brand communicates your style and vision to potential clients before they even meet you. 

    Here are some essential brand elements you’ll need:

    Note: When building your website, be sure to use a builder that includes high-quality photography website templates to beautifully showcase your photos.

    Once you’ve got your logo, website, and social media sketched out, you’ll need to flesh out what your brand will be. Here are some tips on how you can do that:

    • Clarify your unique style: Moody, vibrant, minimalist, documentary?
    • Articulate your "why:” What drives your photography beyond technical skill?
    • Develop a consistent color palette: Two or three main colors.
    • Choose your typography: Select an option that matches your brand personality.
    • Curate portfolio images: Your portfolio should showcase your distinctive style.
    • Create a compelling bio: Tell your unique story.
    • Establish a tagline: Not a requirement, but a quality tagline can capture your brand voice.
    • Define key messages: What makes your work special?

    When posting your images online, be consistent. Maintaining brand consistency matters because:

    • Clients immediately recognize your work.
    • You appear more professional and established.
    • You build stronger trust with potential clients.
    • Your marketing efforts reinforce each other.

    8. Market your business and acquire clients

    You’ve got your service menu, you’ve set up your website, now it’s time to start building a client list. Here’s a quick list of ways that you can market your new photography business:

    Social media strategies

    • Focus on visual platforms (Instagram, Pinterest) and where your target clients spend time.
    • Post consistently rather than sporadically in bursts.
    • Show behind-the-scenes content to build a personal connection.
    • Use hashtags strategically and research both popular and niche tags.
    • Engage genuinely with potential clients and fellow photographers.
    • Share client stories, not just pretty images.

    Website/SEO strategies

    • Optimize your website with location-specific keywords (such as "Portland wedding photographer").
    • Blog regularly with searchable content (venue spotlights, helpful tips).
    • Add alt text to all images describing both content and services.
    • Create separate service pages for each photography specialty.
    • Ensure mobile optimization as Google prioritizes mobile-friendly sites.

    Networking strategies

    • Connect with complementary vendors (wedding planners, makeup artists, venues).
    • Attend industry meetups and conferences.
    • Offer mini-sessions to build your portfolio and client base.
    • Create a referral program for past clients.
    • Join local business organizations in your community.

    Paid advertising strategies

    • Start with small, targeted social media ads to test messaging.
    • Consider Google Ads with specific local search terms.
    • Invest in wedding/photography directories relevant to your market.
    • Measure ROI carefully before scaling up spending.

    Other marketing strategies

    • Email marketing to nurture leads and stay connected with past clients.
    • Client experience that encourages word-of-mouth referrals.
    • Limited-time promotions for specific seasons or events.
    • Collaborate with influencers or businesses with complementary audiences.

    Note: We recommend using a professional email address to ensure that you’re presenting a polished and trustworthy appearance for your business. 

    9. Track progress and scale

    You’ll want to make sure that you’re checking in with your business plan periodically to track your progress and ensure that you’re on track with your goals. To keep your business moving in the right direction, here are some progress indicators to keep an eye on:

    Financial performance

    • Track these key metrics monthly: revenue, expenses, profit margin, average booking value.
    • Analyze seasonal patterns to plan for cash flow fluctuations.
    • Review pricing regularly against costs, market rates, and profit goals.

    Client satisfaction

    • Send post-session surveys with specific questions about their experience.
    • Monitor reviews across platforms (Google, Yelp, WeddingWire, etc.).
    • Track referral sources to identify your strongest advocates.
    • Analyze rebooking rates for repeat client services.

    Marketing ROI

    • Create specific landing pages for different marketing campaigns.
    • Calculate cost-per-lead and cost-per-booking across channels.
    • Monitor conversion rates from inquiry to booking.
    • Set up Google Analytics goals to track website performance.

    If your business is growing faster than you expected, it might be time to look for help managing your business. Here are some signs that could indicate that you might need help:

    1. Consistently turning down bookings: When you regularly have to say no to potential clients due to schedule constraints.
    2. Editing backlog growing: When you can't keep up with post-production demands during busy periods.
    3. Delayed client communication: When you're not responding to inquiries and client messages in a timely manner.
    4. Booking calendar consistently full: When your schedule is booked solid for months in advance.
    5. Stress from administrative tasks: When paperwork, emails, and scheduling consume too much of your creative time.
    6. Turning away certain types of jobs: When you're specialized but have demand for other photography services you can't fulfill.
    7. Physical exhaustion: When you're working long hours consistently and experiencing burnout.
    8. Growth plateauing: When your business can't grow further because you've reached capacity as a solo operator.

    Take your shot and start your photography business in 2026!

    Photographers offer an artist’s view of the world, and demand for their services continues to grow, so it’s the perfect time to get started. Hopefully this guide helps you on your business journey. Now get out there and show the world your unique perspective!

    Start a photography business FAQ

    How much does it cost to start a photography business?

    Launching a photography business typically requires an initial investment of $5,000-$15,000, though costs can vary significantly based on your approach. Essential equipment (camera, two-three lenses, lighting) generally runs $2,000-$5,000+, while a capable computer and software add another $1,500-$4,000. 

    Business formation costs include registration fees, licenses, and insurance, totaling $200-$800. Marketing essentials like a website, logo, and initial promotion materials require approximately $1,000-$3,000. 

    Budget-conscious photographers can start for as little as $3,000-$5,000 by using existing equipment, working from home, and focusing on DIY marketing and organic social media growth. 

    Do I need an LLC to be a photographer?

    An LLC isn't legally required for photography work, but it offers valuable liability protection by separating business and personal assets. This structure adds credibility with clients and venues, though it involves additional formation costs and paperwork. 

    Many photographers start as sole proprietors and transition to an LLC as they grow. Regardless of business structure, you'll need proper insurance, client contracts, and to follow tax requirements. Consider consulting an accountant about potential tax advantages for your specific situation.

    Is photography a profitable business?

    Photography can be profitable, but success varies widely based on specialization, market, and business acumen. Wedding and commercial photographers often achieve the highest profitability ($2,000-$10,000+ per project), while portrait photographers typically earn $150-$500 per session. Most successful photographers combine service income with product sales (prints, albums) and diversify through workshops or digital products.